Top 100 quick-start famous budget quotes to kick-start your budgeting system and improve your budget [for the financially educated]

Take action to implement budgeting principles in your life and business with enlivening famous quotes about budgets and frugality

What is the easiest way to learn something? To watch someone else does it and then taking the steps to apply it yourself. Unfortunately, 99% of all budgeting habits are mirror images of your childhood beliefs. Which are the best and brilliantly bracing famous budget quotes and sayings that help you to stay in control of your finances?

Are you looking at LeBron James net worth of $1 billion, making him the first active NBA player to hit this milestone (Forbes) and ever wondered how to make money faster to settle that avalanche of debt? Can sustainable investing or living sustainably on a budget help, let alone unfettering famous budgeting quotes and quotes about budgeting money?

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Famous budget facts

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1. With four out of five Americans using a budget to plan their spending and 20 percent keeping only a mental budget, these beat down famous budget quotes are a great source of zest to save more, get your finances organized. and balance your income and expenses.
2. Only 18% of people say they budget entirely in their heads, but those who write it down are proven to be more successful at budgeting. (University of Rhode Island)
3. In May 2022, the consumer price index rose 8.6% from a year ago, the highest increase since December 1981 (Bureau of Labor Statistics)
4. many millionaires spend 43% less on staples like groceries than their less wealthy peers. (Ramsey Solutions)
5. Only 38% of Americans have an emergency fund set aside. (Pocket Sense)

Facts about budgets

Want an ally and guide through the windy tracks of budgeting?

Start with these worrying budgeting facts that evoke esteemed famous budget quotes to enthuse the power of budgeting, making you richer.

6. The federal budget was last balanced during the surplus of 2001.(Source: USA Spending, Data Lab)
7. 40% of small business owners state that bookkeeping and taxes are the worst part of owning their business. (SCORE)
8. A budget that’s too difficult for a ten year old to understand, is wrong (Chameleon Budget)
9. 4.5% of a person’s budget is spent on anything from random goodies in stores to website subscriptions. (Bureau of Labor Statistics)
10. Federal revenue growth is outpaced by increases in spending on Social Security, health care, and interest on federal debt with a further increase in response to the COVID-19 pandemic in 2021
11. President Biden’s budget for year 2022 totals $6.011 trillion with a 65% mandatory expenditure for Social Security, Medicare, and the Supplemental Nutrition Assistance Program.

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Are you aware that your effort to budget better starts with the popular CliftonStrengths? (AF)

Get profound insights from the liberating famous budget quotes and phrases below.

Exhilarating world-famous budget quotes to grow your money

Who likes budgeting?

Want to succeed? Do you have a sense of your talents and strengths? The best business success strategies do not run on a vision and strategy alone. Each successful business has a business plan, complete with a financial plan and running budget, and but this is not the case for each of us.

Amazing lives and legacies of remarkable ordinary people who minted extraordinary wealth give us insight to helps us reflect on their innerving famous budget quotes. A few select transformational world leaders who created a timeless legacy by thinking beyond themselves, too created real economic opportunities. Warren Buffet states it best, ‘It is not necessary to do extraordinary things to get extraordinary results.’

Success quotes from famous people like first millionaire Madam CJ Walker early 20th-century entrepreneur who made a fortune manufacturing and selling hair-care products for Black women teach us the right mental attitude in tough times in the time of poverty and struggle. With the soaring inflation rates and raising high cost of living around the world

Awesome and invigorating famous budget quotes to set your financial goals and intentions

Is saving money painful and demotivating? Use these well-known famous budget quotes and start finding opportunities to pay yourself first – always – for a billion dollar dream!

1. All workers, whether they are employed in the private or public sector, should avoid living ‘paycheck to paycheck.’ Studies show that every household wastes 10% or more of its salary or income on unnecessary expenditures or by not taking the time to shop for better prices. It’s all a matter of proper budgeting. Mark Skousen
2. A budget tells us what we can’t afford, but it doesn’t keep us from buying it. William Feather
3. A cardinal rule in budgeting and saving is to pay yourself first. Once your paycheck hits your account, wisdom has it that you should move some amount to savings even before you pay the bills. John Rampton
4. Adhering to budgeting rules shouldn’t trump good decision-making. Emily Oster

Read more on 13 TOP Work From Home Business Ideas: Most Creative Home Based Business Sources Stand the Test of Time (Legitimate)

Ready to truly make progress toward your financial goals? Apply the wisdom to redeem your finances from these striking and famous budget quotes.

5. The budget is not just a collection of numbers, but an expression of our values and aspirations. Jacob Lew
6. Used correctly, a budget doesn’t restrict you; it empowers you. Tere Stouffer
7. The simplest definition of a budget is “telling your money where to go.” Tsh Oxenreider
8. A budget is more than just a series of numbers on a page; it is an embodiment of our values. Barack Obama
9. A budget is telling your money where to go instead of wondering where it went. Dave Ramsey

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Stimulating famous budget quotes to stay motivated

What are the slightest adjustments to your daily routines that can dramatically alter the outcomes in your life (Darren Hardy)? Cultivate the habit of wealth with the top 100 famous budget quotes.

10. Don’t tell me what you value, show me your budget, and I’ll tell you what you value. Joe Biden
11. It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. Robert Kiyosaki
12. It is critical that kids start to learn the value of money, short-term and long-term saving and budgeting at an early age. Alexa Von Tobel
13. They call it a budget so you don’t budge from it. Mike Figgis
14. Budgets are nothing if not statements of priorities. Jeff Merkley
15. A personal budget is a manifestation of your decision to grab your finances by the balls. Money Tree Man

Related: Fun budgeting activities pdf

Funny and famous budget quotes about budgeting and the economics of daily life

16. It’s clearly a budget. It’s got a lot of numbers in it. George W. Bush
17. Budget consolidation and economic growth are two sides of the same coin. Angela Merkel
18. Like a bright light in a dark cave, thy budget shows up the leaks from thy purse and enables thee to stop them and control thy expenditures for definite and gratifying purposes. George S. Clason
19. The Federal Government is the people, and the budget is a reflection of their need. John F. Kennedy

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Stirring famous budget quotes and macroeconomics phrases

What is the favorite budgeting tool or template that works for you and makes budgeting less painful?

20. A budget should reflect the values and priorities of our nation and its people. Mary Landrieu
21. The military budget is simply an enormous pork barrel of special privilege, the privileges taking the form of windfall profits, of no-risk profits and, most importantly, of enormous outlays of capital supplied by the Pentagon to arms contractors. Walter Karp
22. If a government resorts to inflation, that is, creates money in order to cover its budget deficits or expands credit in order to stimulate business, then no power on earth, no gimmick, device, trick or even indexation can prevent its economic consequences. Henry Hazlitt
23. Stop saying “we can’t afford” Homes for All, Green New Deal or Medicare for All. If we didn’t spend trillions on endless wars and tax breaks for millionaires, we could afford to house our homeless, care for our seniors, and save our planet. We suffer from greed, not scarcity. Ilhan Omar
24. When you have a country that’s been accustomed to government spending at a certain level, it is really hard to ratchet it back. Mike Lee

One of the famous budget quotes from Shakespeare

25. All is well ended if this suit be won. That you express content; which we will pay, With strife to please you, day exceeding day. William Shakespeare

We have become a society of indulgent consumers resulting in rapidly increasing debt both personally and as a nation.

L G Durand

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Robust famous budget quotes from famous people

Is budgeting hard? Here are redemptive famous quotes about budgets.

26. The financial report makes it very clear that if we got into honest budgeting today, that in fact we would find ourselves with a much larger deficit than we have today. Jim Costa
27. The administration has a disturbing pattern of behavior when it comes to budgeting not only for the ongoing operations in Iraq and Afghanistan but also for military requirements not directly related to these conflicts. Russ Feingold
28. I’ve been a conservative when it comes to budgeting issues and streamlining government. Brian Kemp
29. Besides great climates and lovely beaches, California and Greece share a fondness for dysfunctional politics and feckless budgeting. James Surowiecki
30. The important aspect as we look at this budget, and as we look at previous budgets, is the budget system – what I’m trying to get at is changing budgeting itself in Wisconsin. Scott McCallum
31. Completing annual appropriations bills would be an important step in responsible federal budgeting. Cindy Hyde-Smith
32. One truism of federal budgeting is that growing deficits force difficult spending decisions, and when they do, programs to help the poor are usually first on the chopping block. Brian Deese

Related: 5 Successful Strategies of Wealth Creation, Victory Over Debt, and Money Matters – Spring Up from the Hole of Bad Debt, Eish – Crawl Outta Debt Now eBook

Electrifying famous budget quotes to create the life you have always dreamed of

How do you put away more money using a budget? Try these motivating quotes for budgeting money when too tired or stressed to track your budget.

33. Budgeting has only one rule: Do not go over budget. Leslie Tayne
34. The next time you are worrying about something, try to remember that you aren’t always in control. Instead, do practical things like make a budget or create a schedule. Be proactive and let go of the stress. After all, it won’t change a thing. Demi Lovato
35. Budgets are blueprints and priorities. Kevin McCarthy
36. Budget affects everything. James Pearse Connelly
37. Budgets are not merely affairs of arithmetic, but in a thousand ways go to the root of prosperity of individuals, the relation of classes and the strength of kingdoms. William E. Gladstone
38. Doing a budget means learning an ancient and powerful word: NO. Dave Ramsey
39. With an understanding of your budget and your true needs, you may start putting away more money than you ever expected. Larry Dyson
40. Used correctly, a budget doesn’t restrict you; it empowers you. Tere Stouffer
41. The secret to budgeting is that it needs to be honest. Not what you think it should be or wish it could be, but what it really is. Lisa Conway-Hughes
42. Better budgets can boost your department and your career to higher levels of performance and success. Jae K. Shim
43. Smart financial planning – such as budgeting, saving for emergencies, and preparing for retirement – can help households enjoy better lives while weathering financial shocks. Financial education can play a key role in getting to these outcomes. Ben Bernanke

Take control of your entire future with inspiration from engaging famous budget quotes

44. Every family in America knows they have to do a budget. Every small business in America knows they have to do a budget. Every local government, every state, knows they have to do a budget. John Boehner
45. Budgeting isn’t about limiting yourself – it’s about making the things that excite you possible. Unknown
46. If you want creativity, take a zero off your budget. If you want sustainability, take off two zeros. Jaime Lerner
47. When you’re setting up a budget, a general rule is to start with your fixed expenses – your housing and insurance payments, and car payment, if you own one. Jean Chatzky
48. I was from a tough neighborhood, and we didn’t have a lot of money, but my dad worked hard, and my mom is good at budgeting things. That made me appreciate things. Imelda May
49. Without vision, a church devolves into a lukewarm, aimless organization characterized by infighting, budget grabbing and a dead heart for the lost. Todd Stocker
50. I think we have to notice that the business processes we use right now for thinking and planning and budgeting and strategy are all delivered on very tight agendas. Margaret J. Wheatley
51. Budget for better business operations to avoid basement-bargaining another’s skill and brilliance…that’s a dead end detour toward business excellence. Tracey Bond
52. A budget isn’t about restricting what you can spend. It gives you permission to spend without guilt or regret. Unknown
53. You contribute much to your marriage by the wise, thrifty, diligent management and oversight of your part of the household budget. Elizabeth George

Further reading: Who wants to Hire an Old Lady?

Liberating famous budget quotes

54. What you don’t do, if you’re an adult, is decide that you’re going to budget things through a sequester. What does that word have to do with budgeting? It’s like if you have a family budget and go, ‘We really don’t know what to take out economically from the budget, so we’re going to whack out protein for this week.’ Lewis Black
55. It is critical that kids start to learn the value of money, short-term and long-term saving and budgeting at an early age. Alexa Von Tobel
56. Before Mint.com, I was a long-time user of ‘Microsoft Money’ and Intuit’s ‘Quicken.’ Both were powerful tools, loaded with features and functionality around taxes, investment, budgeting – too feature-laden, in fact. They took hours to set up, forever to learn, and an hour a week to maintain. Aaron Patzer
57. Among married couples the person who actually makes out the mortgage check is likely to be more cautious about spending money than the person who doesn’t. There is something sobering about sending away that much money every month in the knowledge that, rain or shine, you’ll have to come up with the same amount of money the next month and the month after that. Calvin Trillin
58. Promotions are a costly affair and most producers shy away from budgeting for that purpose. Rockline Venkatesh
59. Husbands, recognize your wife’s intelligence and her ability to counsel with you as a real partner regarding family plans, family activities, and family budgeting. Don’t be stingy with your time or with your means. Give her the opportunity to grow intellectually, emotionally, and socially as well as spiritually. Ezra Taft Benson
60. I remember I had to go and ask my mom for groceries sometimes because I wasn’t the best person with budgeting. I had to learn the hard way, but you live and learn. It builds character and strength. Katie Cassidy
61. My parents started with very little and were the only ones in their families to graduate from college. As parents, they focused on education, but did not stop at academics – they made sure that we knew music, saw art and theatre and traveled – even though it meant budgeting like crazy. Jennifer Garner
62. Budgeting is not just for people who do not have enough money. It is for everyone who wants to ensure that their money is enough. Rosette Mugidde Wamambe

Unshackling famous budget quotes for financial freedom

Do you have to deprive yourself of everything you love and ramp up your wealth habits with quotes on budgeting and growth to build wealth? Of course, you have to change your lifestyle to get out of debt. Maintain your expenses and liabilites by the fire of enthusiasm from all the groundbreaking famous budget quotes to go by.

63. A budget is a financial plan to control future operations and results. Jae K. Shim
64. A budget doesn’t limit your freedom; it gives you freedom. Rachel Cruze
65. A debt problem is, at its core, a budgeting problem. Natalie Pace
66. It is difficult to create a budget for life when we all cash out the same. Corpses have no currency. Amber Garibay
67. A 3% budget increase is a timid goal in a business environment where timidity or irresoluteness loses. Fritz Shoemaker
68. Budgets were originally designed as control mechanisms. As such they are traps. Stephen Bungay

Related: How a Potato Peel Pie Made Me Want to Fast

69. Budgeting your money is the key to having enough. Elizabeth Warren
70. Balancing the budget is like going to heaven. Everybody wants to do it, but nobody wants to do what you have to do to get there. Phil Gramm
71. The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning. Thomas J. Stanley
72. Major markets are a key factor in advertise and budgeting decisions. Alfred Amoroso
73. I grew up in a world before people had credit cards. There were no magic cards – it was all about budgeting. Anthea Turner
74. They became millionaires by budgeting and controlling expenses, and they maintain their affluent status the same way. Sometimes. Thomas J. Stanley

9 famous bugeting quotes to boost your money mindset

Is it true people do not decide their futures? Instead they decide their habits, and their habits decide their futures (FM Alexander)? Start the habit of making budgeting easier using the unique, noteworthy, and famous budget quotes in this blog post.

75. Those who don’t manage their money will always work for those who do. Moses Tan
76. Every cent you own and every moment you spend is always an investment. Natalie Pace
77. If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. Edmund Burke
78. Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. Ayn Rand
79. I’m only rich because I know when I’m wrong…I basically have survived by recognizing my mistakes. George Soros
80. Unless you control your money, making more won’t help. You’ll just have bigger payments. Dave Ramsey
81. If you don’t get serious about your money, you will never have serious money. Grant Cardone
82. The speed of your success is limited only by your dedication and what you’re willing to sacrifice. Nathan W. Morris
83. A good plan, violently executed now, is better than a perfect plan next week. General George S. Patton
84. One reason people resist change is because they focus on what they have to give up, instead of what they have to gain. Rick Godwin

15 famous budgeting verses in the bible

Undertake the ultimate top 100 famous budget quotes renowned to help you stay foused, grow wealth, and become financially secure.

85. Proverbs 3:9 – Honour the LORD with thy substance, and with the firstfruits of all thine increase:
86. 1 Corinthians 4:2 – Moreover it is required in stewards, that a man be found faithful.
87. Proverbs 22:7 – The rich ruleth over the poor, and the borrower is servant to the lender.
88. 2 Corinthians 9:6 – But this I say, He which soweth sparingly shall reap also sparingly; and he which soweth bountifully shall reap also bountifully.
89. 1 Timothy 6:17-19 – Charge them that are rich in this world, that they be not highminded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy;

What does the bible day abut budgeting?

Of all the famous budget quotes written in the Bible, which one resonates with you to date, right from your childhood?

90. Matthew 6:33 – But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you.
91. Proverbs 27:23 – Be thou diligent to know the state of thy flocks, and look well to thy herds.
92. Proverbs 6:6-8 – Go to the ant, thou sluggard; consider her ways, and be wise:
93. Proverbs 23:4-5 – Labour not to be rich: cease from thine own wisdom.
94. Haggai 2:8 – The silver is mine, and the gold is mine, saith the LORD of hosts.
95. Proverbs 15:22 – Without counsel purposes are disappointed: but in the multitude of counsellors they are established.

Top bible verses that negate lies christians believe about budgeting

Endeavour to inspire youself to earn more with well-known famous budget quotes that help you to be intentional about how you spend your money.

96. Matthew 6:19-21 – Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal:
97. Proverbs 27:23-27 – Be thou diligent to know the state of thy flocks, and look well to thy herds.
98. Proverbs 21:20 – There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.
99. Luke 14:28-30 – For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it?
100. 1 John 2:15-17 – Love not the world, neither the things that are in the world. If any man love the world, the love of the Father is not in him.

What is a budget?

A budget is not a wish list. According to one of the wise and powerful famous budget quotes by Barack Obama, ‘a budget is more than just a series of numbers on a page; it is an embodiment of our values.’

A budget is a tool that companies, governments, families, and other organizations use for expressing strategic plans of activities or events in measurable terms.

7 budget definitions by credible sources

How do other financial experts define a budget?

A budget is a spending plan based on income and expenses (Nerd Wallet)

A budget is a financial outline designed to measure and guide your income and expenditures for a certain period of time, such as one month, a quarter, or a year. (Mint)

A budget is a formal statement of estimated income and expenses based on future plans and objectives.

A budget is a plan for what you’ll do with your money. It’s not a restriction on spending. It’s a plan for what’s coming in and what’s going out. (Ramsey Solutions)

A budget is used to forecast the financial results and financial position of an entity for a future period (Aounting Tools)

A budget is a microeconomic concept that shows the trade-off made when one good is exchanged for another. (Investopedia)

A budget is a financial plan for a defined period, often one year. It may also include planned sales volumes and revenues, resource quantities, costs and expenses, assets, liabilities and cash flows. (Wikipedia)

What is budgeting?

Budgeting is the process of creating a plan to spend your money.

Budgeting is the process of planning future business activities by establishing performance goals and putting them into a formal plan. In a company, it’s the process of making financial goals and creating a plan to achieve those goals. (My Accounting Course)

The budgeting process created by congress in 1974 involves reviewing a monthly budget, categorizing expenses, and importing transactions, daily. A daily progress does matter because budgeting takes small, consistent, and monotonous actions to see any exciting tangible results.

Types of budgets

These freeing famous budget quotes would be incomplete without a clear demarcation between different types of budgets.

Do you know what is a budgetary quote? Thenceforth, grasp and realize the remarkable differences of other budget-related terms that you must know as a surreptitious driver of your life.

Personal budget vs national budget vs treasury budget

When you budget for yourself or home epense from your income, you use a personal budget, but a national budget is a Government`s Economic Statement and proposal of revenues and expenditures a government expects for a given fiscal year dealing with all aspects of human life.
On the other hand, the federal budget comprises the government spending as authorized by Congress for a given fiscal year.

1. What is a project budget?

Project budget is established by a cost estimate of all the costs associated with a particular company project, including labour, materials, and other related expenses. Often, a project budget is broken down into specific tasks, with task budgets assigned to each.

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2. A performance budget

A budget proccess that takes into account the end results like in organizations and ministries involved in development activities is a performance budget.

3. Expenditure budget

All spending data items are found in an expenditure budget.

4. Zero based budget

When every item added to the budget needs approval from management and no items are carried forward from the prior years budget, this type of budget is alled a Zero based budget. Although it takes more time in creating it, it has a clear advantage in the careful and objective allocation of limited resources.

5. Flexibility budget

A flexibility budget reflects all fixed costs with a variable rate determined per each activity measured for every variable cost.

6. Conditional budgeting

Non-profit organisations (NPOs) and non-governmental organiations (NGOs) with fluctuating income, high fixed costs, or income depending on sunk costs use conditional budgets.

7. Appropriation budget

For times when management decides that a maximum amount is established for certain expenditure, this referes to an appropriation budget.

8. Capital budget

The best gauge of whether an organization’s long-term investments like new machinery, replacement machinery, new plants, new products, and research development projects are worth pursuing is a capital budget.

9. Marketing budget

A marketing budget is an estimate of the funds needed to covers the marketing cycle of a product or service inclusive of promotion, advertising, and public relations.

10. Production budget

The estimate of the number of units required to be manufactured to meet the sales goals are detailed in a production budget. The production budget also estimates the various costs involved with manufacturing those units, including labour and material. Created by product oriented companies.

11. Revenue budget

Since revenues are made up of taxes and other duties that the government levies, a revenue budget consists of revenue receipts of the government and the expenditure met from these revenues. Depending on various revenue budget levels from the four major types of tax jurisdictions, i.e., interstate, state, local and tax jurisdictions with a special status (Free-trade zones), each of is a provision of money flow.

12. Cash flow/cash budget

What is a prediction of future cash receipts and expenditures for a particular time period? Its a cash flow budget that covers a period in the short-term future. To determine the most accurate time for sufficient income to cover expenses and when a firm needs outside financing, enterprises depend on the information captured by on its cash flow budget.

13. Sales budget

The best estimate of future sales is a sales budget that creates the company’s and sales’ goals.

Revitalizing and restorative famous budget quotes worth saving and sharing

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You have reached the end of this robust compilation of respected and far-famed famous budget quotes.

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